My notes from " All I want to know is where I'm going to die. So I'll never go there"

  "Big life issues like choosing the right spouse, education, career, friends, a place to live, investment, or taking care of your health. A wrong choice in these matters may haunt you a long, long time or may even 'kill' you."

 • "A lot of success in life and business comes from knowing what you want to avoid: early death, a bad marriage, etc. Just avoid things like racing trains to the crossing, doing cocaine, etc. Develop good mental habits. ..Avoid evil, particularly if they're attractive members of the opposite sex."

 • "You should make the right decisions, and one of the most important decisions you will make in your life is choosing a good spouse. You need everything to be stable, and if that decision isn't good, it may affect every other decision in life, including your business decisions."

 • Old saying: If you want to be happy in marriage, improve yourself as a spouse before you try to improve your spouse's qualities as a spouse."

 What's the best way to get a good spouse...The best single way is to deserve a good spouse because a good spouse is by definition not nuts."

"Happy wife, happy life and miserable wife, miserable life."

"Marry someone who is a better person than you are. Always associate yourself with people who are better than you.''

 •  "You know the old saying: 'To the man with a hammer, the world looks like a nail.' This is a dumb way of handling problems.''Or like the saying, 'For every married woman, every problem looks like a husband.'"

• The only free cheese is in the mousetrap. 

 • 'Wisdom is, I suppose, the right use of knowledge.

 • To be wiser  need to read and think." Charlie Munger said"I don't know anyone who's wise who doesn't read a lot. But that's not enough: You have to have a temperament to grab ideas and do sensible things. Most people don't grab the right ideas or don't know what to do with them."

 • "Attention is a limited resource. Rapidly switching our attention between tasks is also inefficient because it takes a lot of cognitive energy since our brain can only focus on one thing at a time. If you knew how much energy it takes —you would never multi-task; even if you eat a lot of sugar. Focus your attention on one thing —it's less effort."Concentrating hard on something that is important is...I can't succeed at all without doing it. I did not succeed in life by intelligence. I succeeded because 1 have a long attention span"

 • "A lot of people with high IQs are terrible investors because they've got terrible temperaments"

 • "We don't think we are smarter than others, we just won't do stuff we don't understand. And we won't be jealous when others do well. That is what it is all about."

 • We also like those who are physically attractive, popular, cooperative or people we have positive associations with. When people look like you, dress like you, talk like you, and have the same hobbies as you—you like and trust them.

 • "If you go to a dentist who gets paid by the number of teeth he pulls out, you better think ahead about what teeth you want to be pulled out." for example, once someone had invested 50% of my retirement savings with an investment advisor that promised to double my money in a year in something called the LHIW project with no chance of a loss. And his projections were wonderful.Afterward he found out that LHIW was short for "Let's Hope It Works"

 • What doesn't work is when you start doing things that you don't understand or because they worked last week for somebody else."One of my favorite stories is about a little boy in Texas. The teacher asked the class, 'If there are nine sheep in the pen and one jumps out, how many are left?' And everybody got the answer right except this little boy, who said, 'None of them are left.' And the teacher said, 'You don't understand arithmetic.' And he said 'No, teacher. You don't understand sheep.''

 •  when everyone else starts doing it, we soon end up in bubble territory."But bubbles are blown large enough inevitably pop. And then the old proverb is confirmed once again: 'What the wise man does in the beginning, the fool does in the end.''

 • You will not be right simply because a large number of people momentarily agree with you. You will not be right simply because important people agree with you..."You will be right, over the course of many transactions, if your hypotheses are correct, your facts are correct, and your reasoning is correct."And make sure that your facts really are facts of reality and not just assumptions. Montaigne said, 'If you ask people to account for facts', they usually spend more time finding reasons for them than finding out whether they are true.

 • We all have 24 hours in the day. We can't save time, only spend it wisely or foolishly. And life is too short to waste so use your time wisely — prioritize and learn to say no."

 • Unquestionably, some people have become very rich through the use of borrowed money. However, that's also been a way to get very poor. When leverage works, it magnifies your gains. Your spouse thinks you're clever, and your neighbors get envious. But leverage is addictive. Once having profited from its wonders, very few people retreat to more conservative practices. Whenever a bright and rich person goes broke, it's usually because of leverage."Smart men go broke three ways: liquor, ladies and leverage"

 • The three things 1 have found helping in coping with its challenges are:

(1) Have low expectations.

 (2) Have a sense of humor. 

(3) Surround yourself with the love of friends and family.

 • Cash or available credit is a lot like oxygen. You don't notice it 99.9% of the time, but when it is absent, it is the only thing you notice.

 • One idea is that whenever you think something or some person is ruining your life, it's you."

 • Generally speaking, envy, resentment, revenge, and self-pity are disastrous modes of thought...Resentment is crazy. Revenge is crazy. Envy is crazy. If you get those things out of your life early, life works a lot better."

• when everyone else starts doing it, we soon end up in bubble territory."

 • Children are also influenced a lot by their friends so make sure the right 'peer group' surrounds them."" learned that it pays to hang around with people better than you are, because you will float upward a little bit. And if you hang around with people that behave worse than you, pretty soon you'll start sliding down the pole. It just works that way. "As the ancient Greek dramatist Menander said, 'Bad company corrupts good character.''